With new homeowner policies, what will the future of CA home insurance look like?

With new homeowner policies, what will the future of CA home insurance look like?

Farmers Insurance announced that it will increase the number of homeowner policies it will write for new California customers from 7,000 to 9,5000. The insurance company is the second largest home insurance provider in the state, and is one of the few major insurers to still be accepting new customers in California. This policy expansion comes amidst reform proposals issued by California’s Insurance Commissioner Ricardo Lara. The new reforms would allow insurance companies to use wildfire catastrophe models to set rates and charge their customers reinsurance, all in an effort to incentivize insurers to open up more business in the disaster prone state.

Today on AirTalk, we discuss these coming changes and what it will mean for California home insurance moving forward. Joining us are Megan Fan Munce, reporter for the San Francisco Chronicle covering CA home insurance, David Russell, professor of insurance and finance and director for the center for risk management and insurance at CSU, Northridge, and Carmen Balber, executive director of Consumer Watchdog.

No plus ones allowed! Should the holiday office party just be for the office?

Xem thêm : How to Appeal Insurance Denials, Abolish Medical Debt, and Fight for Medicare for All

It’s that time of year again! The season of the holiday work party. The only time it’s appropriate to have a cocktail at the office. Holiday parties can be a great opportunity to mingle and bond with coworkers, reminisce about the year, and see your colleagues in a different, non-fluorescent light. It also used to be a chance to introduce your significant other to your work friends, your actual spouse to your work spouse. But more and more companies are prohibiting plus ones from the office holiday festivities. Today on AirTalk, we want to hear from you! Has your company stopped giving out plus ones to work events? Do you like bringing a plus one to your office party or would you rather keep those two lives separate? What are the pros and cons to bringing plus ones to work functions? Have any holiday office party horror stories? Give us a call at 866-893-5722 or email us at [email protected].

Is your teen always on their phone? New survey finds teens online ‘almost constantly’

According to a new survey from the Pew Research Center nearly half of all teens say that they’re online “almost constantly.” The survey, which looked at how teens ages 13-17 use social media and the internet, found that YouTube was the top platform of choice, with 95% of teens saying that they use the site and 73% saying they go on YouTube daily. Among the survey’s findings is that X and Facebook remain relatively unused by teenagers today, with the majority preferring TikTok, Instagram, and Snapchat. The new findings come at a time of great uncertainty about social media use among teens and children, with the U.S. enroute to ban TikTok early next year and Australia outright banning social media access for those under 16. So what might these findings tell us about the way teens are using social media and these online spaces? Joining us today to discuss the survey’s findings is Monica Anderson, managing director of Internet and Technology Research at the Pew Research Center. We also want to hear from you! What have you noticed about your teens’ social media use? Give us a call at 866-893-5722. Or email at [email protected].

Cheers or Fears: How do you manage holiday stress?

The holiday season is here! Although it’s a pleasure to have opportunities to visit family, or spend time with loved ones, it’s pretty easy to have more on your plate than just the seasonal foods. Travel plans can get messy, a surprise visit from a relative might mean an addition to the gift list, or plans to set up a jam-packed itinerary might not be going as planned. So how do you work through those high-strung moments, as to not ruin your festivities or serve as a grinch for others? Today on AirTalk, we want to hear from listeners on how holiday stress manifests for them each year. What are the leading causes of stress for you during the holidays? Is it something you’ve worked on, or are still looking for answers for? Joining us today to share tips, and to answer your questions, is licensed marriage and family therapist, John Sovec, who’s also author of Out: A Parent’s Guide to Supporting your LGBTQ+ Kid through Coming Out and Beyond.

Arturo Sandoval’s new album might be the perfect addition to your holiday music rotation

Arturo Sandoval’s new album My Foolish Heart brings new meaning to the word tranquility. The warm and sultry tones offer a different pace compared to past projects. The Cuban American jazz musician, composer and renowned trumpeter is highlighting some of this new musical style in the concert special “Arturo Sandoval Swinging Holiday” at the Walt Disney Concert Hall on Dec. 23. He’s also one of this year’s Kennedy Center Honors recipients, along with Bonnie Raitt, Francis Ford Coppola, The Apollo and Grateful Dead. Arturo Sandoval joins Larry to discuss his latest projects and accolades.

Click here learn more about “Arturo Sandoval Swinging Holiday” at the Walt Disney Concert Hall

The 47th Kennedy Center Honors premieres Sun. Dec. 22 at 8:30/7:30c on CBS and streaming on Paramount+.