Nearly 450K New Jerseyans enroll in 2025 health insurance through state’s marketplace

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Nearly 450,000 New Jersey residents have signed up for a 2025 health insurance plan through Get Covered New Jersey, the state’s Official Health Insurance Marketplace, in the first five weeks of the state’s Open Enrollment Period.

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This is a dramatic increase from 330,901 who had selected plans by this time last year, New Jersey Department of Banking and Insurance (DOBI) Commissioner Justin Zimmerman announced on Thursday.

At the same time, New Jerseyans continue to take advantage of historic levels of state and federal financial help, with the average amount of assistance at a record high of $604 per person per month for 2025 coverage, compared to $566 during the previous open enrollment period.

Nine out of 10 enrollees will qualify for financial help, and many individuals will have access to a health plan at a cost of $10 a month or less.

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“Since New Jersey launched its marketplace four years ago, the number of people seeking coverage has expanded, which continues to demonstrate the real need for quality, affordable health coverage for residents and their families,” Zimmerman said. “The levels of financial assistance available have enabled many residents in need of coverage to enroll at a low cost. Enrollment levels demonstrate that Get Covered New Jersey is a trusted resource for comprehensive health plans and the program remains a valuable and needed avenue to obtain affordable health insurance. We know the holiday season is a busy time for our residents, but it is important to remember that Open Enrollment is the only time of year to enroll. If you need health insurance, don’t wait, check out your options at Get Covered New Jersey today.”

Open Enrollment for 2025 health insurance ends Janu. 31, 2025, but residents must enroll in a plan by Dec. 31, 2024, for coverage beginning Jan. 1, 2025. Those who enroll by Jan. 31, 2025, will have coverage beginning on February 1, 2025.

Open Enrollment is the only time of year residents can enroll in a plan, unless they have a major life event, such as marriage, pregnancy, or a move, or meet certain income requirements that qualify them for a Special Enrollment Period.

Health plans offered through GetCovered.NJ.gov cover preventive services, emergency services, prescription drugs, prenatal and pediatric care, and more. No one can be denied coverage due to a pre-existing condition.